In our complimentary consultation, we’ll discuss your financial goals, current situation, and how we can help. You’ll get an overview of our services, fee structure, and answers to any questions. This meeting is about determining if we’re a good fit, with no obligation to proceed. Feel free to bring any documents or questions to make the most of our time together.

Yes, we offer a complimentary consultation to get to know each other and see if we’re a good fit. We’ll discuss your financial goals, current situation, and how we can help. It’s also a chance for you to ask any questions about our firm and approach to financial planning.

Visit our pricing page, select an option that best suits your needs at this time. Followed by completing the initial form and selecting a time on my calendar to meet. 

If we decide to move forward with a Financial Planning engagement, flat fee payment is made at that time.

I operate as a fee-only financial planner with transparent pricing. The fees are for comprehensive planning, and/or ongoing financial planning. 
 
I also collaborate with you on a flat or hourly rate based on the complexity of your needs. During the initial consultation, we’ll provide a clear breakdown of all fees so you know the costs before committing.

Meeting frequency is tailored to your needs. Typically, we meet 2-3 times during the initial planning phase to develop your plan. Afterward, we hold quarterly check-ins and conduct an annual comprehensive review. We’re also available for additional meetings whenever life changes or financial questions arise.

I do not have asset minimums, my services are based on what you would like to accomplish, and how I can collaborate with you to achieve your financial goals. With that being said my services are most beneficial for clients that can comfortably pay for the financial planning engagement and/or ongoing financial planning. I understand that everyone’s financial situation is unique. If you’re below this threshold but are committed to growing your wealth and believe our services could be valuable to you. I encourage you to reach out for an initial consultation. I can discuss your specific needs and determine if we’re a good fit for each other.

I provide several tools to keep you informed, including regular financial planning recommendations and actions achieved, portfolio reviews, and access to a secure client portal for viewing accounts and documents. You’ll also receive quarterly insights and adaptive updates, annual comprehensive reviews, reviews of statements from your account custodian, and reviews of tax returns. I’m always available to answer any questions about your accounts or financial situation.

I refer to professionals, like accountants and/or attorneys, based on their expertise and how well they meet your specific needs. I don’t receive compensation for referrals, ensuring unbiased recommendations. I’m happy to coordinate with them on your behalf, but you’re free to choose your own professionals. My goal is to build a team that supports your financial life seamlessly.

Fee-only financial planners are different from other financial advisors primarily because of how they are compensated, which assures they provide advice with less conflicts. For my clients I take this a step further and provide advice only financial planning; meaning, I provide my client with what’s best for their situation, with complete transparency.

People who want clarity, control, and confidence in their finances, benefit most from strong financial organization. This includes busy professionals who want to reduce mental load, pre‑retirees preparing for the next chapter, households pursuing financial independence who want every dollar aligned with their goals, and anyone managing multiple accounts or major decisions who needs a clear, coordinated picture instead of scattered information.

Yes, we serve clients virtually across the entire United States. While A Small Investment is based in Northeast Houston and the greater Houston area, our virtual service model allows us to provide thoughtful, personalized guidance nationwide. This flexibility ensures you can receive unbiased financial planning regardless of your location.

I primarily work with adults ages 35 to 60 who want thoughtful guidance on the decisions they value most. This often includes pre-retirees, people pursuing financial independence, and households that want to know whether they are truly on the right track. If you are looking for personalized, advice-only planning to establish a clear process and a trusted second opinion, you are in the right place.