Know These Rules Before You Miss a Valuable Tax Deduction Making a deductible IRA contribution seems simple. However, in some cases for high earners the rules are not as simple and can be a little confusing. Your income, filing status, and employer benefits can complicate the rules. Let me walk you through 10 essential facts […]
10 Facts About Making Deductible IRA Contribution in 2025 Read More »
Ask Yourself These 19 Questions First Why Preparation Beats Prediction Recession or market drops aren’t a matter of if, they’re a matter of when. And while we can’t control the timing, we can control how we prepare. Think of it like a hurricane warning. You don’t wait for the wind to knock your door down
Are You Prepared for a Recession or Market Drops? Read More »
Houston Financial Planning. There are many options available, but what’s right for you? When you live and work in a city like Houston, your financial decisions must be considered. As a Certified Financial Planner collaborating with people just like you, I’ve seen firsthand how local insights can make a big difference. Financial planning isn’t just
Knowing important financial dates are essential to both long term and near term financial planning. Preparing for this financial landscape gets more complex as your years increase. Whether it’s planning for retirement, claiming Social Security, or managing taxes, certain milestones come with crucial decisions. Understanding these key dates can help you maximize your benefits, avoid
FAQ for the Important Financial Dates: A High Net Worth Guide Read More »
Understanding major financial deadlines is essential for everyone, it can make a world of difference in financial health. Knowing what numbers to focus on and when certain deadlines hit can keep your finances in check, ensure tax efficiency, and safeguard your wealth for years to come. This guide will walk you through important financial numbers
2025, A Guide to preparing for Major Financial Deadlines Read More »
Navigating taxes can feel like a chore, but staying informed about annual updates is crucial, especially if you’re a high-earner or near retirement. The 2025 tax updates bring some significant changes for individuals in higher tax brackets. In this article, we’ll break down what you need to know and how these changes might impact your
Inflation is one of those financial terms we hear all the time, but it’s easy to overlook how it directly affects our everyday life. As a high-net-worth or high-earning individual, inflation can seem subtle when it comes to the gas pump or the grocery store. Inflation can seep into your entire financial picture, your investments,
Making the decision between a lump sum pension and other retirement options can feel overwhelming. Depending on your financial situation, you may have more options, but also more complex considerations. As a Certified Financial Planner, I’ve seen clients face both successes and regrets with their previous choices. Let’s explore the top five mistakes to avoid
5 Mistakes to Avoid When Choosing a Lump Sum Pension Read More »
When you approach retirement, a big decision looms: should you take your pension as a lump sum or opt for a lifetime annuity? You’ve worked hard to build your wealth, and how you manage it in retirement can have long lasting benefits. As a Certified Financial Planner(R) (CFP), I’ve helped many clients navigate this decision.
Navigating Your Pension: Lump Sum vs. Annuity – What’s Right for You? Read More »
Deciding whether to take your pension as a lump sum or as monthly payments can be one of the most important financial choices you’ll make before retirement. As someone with experience guiding high-net-worth and high-earning individuals, I understand how this decision can feel overwhelming. But by taking a thoughtful approach, you can make an informed
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