Inflation is a reality we all must contend with, and its effects can be more challenging for high earners and high net worth individuals. Inflation doesn’t just impact your day-to-day expenses; it can quietly erode the value of your long-term investments if you’re not prepared. Understanding how inflation: strategies for financial resilience can safeguard your […]
Inflation is one of those financial terms we hear all the time, but it’s easy to overlook how it directly affects our everyday life. As a high-net-worth or high-earning individual, inflation can seem subtle when it comes to the gas pump or the grocery store. Inflation can seep into your entire financial picture, your investments,
Making the decision between a lump sum pension and other retirement options can feel overwhelming. Depending on your financial situation, you may have more options, but also more complex considerations. As a Certified Financial Planner, I’ve seen clients face both successes and regrets with their previous choices. Let’s explore the top five mistakes to avoid
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When you approach retirement, a big decision looms: should you take your pension as a lump sum or opt for a lifetime annuity? You’ve worked hard to build your wealth, and how you manage it in retirement can have long lasting benefits. As a Certified Financial Planner(R) (CFP), I’ve helped many clients navigate this decision.
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And 9 Actionable Tips When you’ve spent decades building your wealth, the last thing you want is for an unforeseen event to unravel everything. High-net-worth individuals, particularly those aged 40-70, face unique risks that can threaten their financial security. In this guide, we’ll explore practical ways to safeguard your wealth from unpredictable challenges. Whether it’s
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Understanding the Significance of Unexpected Wealth As a Certified Financial Planner (CFP), I’ve seen firsthand how unexpected wealth can transform a person’s life. It often comes in the form of a sudden inheritance, the sale of a business, or a successful investment. While these events are usually positive, they can also be overwhelming. For example,
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Introduction Budgeting tips for a non Budgeter. Budgeting is often seen as a necessity for those with limited financial resources, but even high net worth and high earning individuals can benefit significantly from a well structured budget. This guide is for you if you consider yourself a non budgeter, and want some quick tips for
Common mistakes to avoid when saving money is a fundamental aspect of financial planning, yet even the wealthiest among us can fall into common traps that hinder their financial growth. As a certified financial planner, I’ve seen firsthand how high net worth and high earning individuals, particularly those aged 30-70, can make mistakes that are
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As a financial planner, I’ve had countless conversations with clients about building emergency savings. High earners or those with significant assets often think they’re immune to financial disruptions. But, having a solid emergency savings fund is just as crucial for someone with a six-figure income as it is for anyone else. Let’s dig into why
As a high earner, you’re likely always on the lookout for ways to maximize your after tax returns. Let’s explore some advanced strategies that can help you keep more of your hard earned money. Tax Efficient Investment Strategies to Maximize After Tax Returns One of the most effective ways to boost your after tax returns
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