With tax laws changing and updates happening more frequently; it’s important to reference the financial numbers for 2026. Similar to the insight I created in 2025, this insight builds on that information with this year’s tax and financial numbers. In this insight we will review 2026 important tax and financial numbers: What Changed From Last […]
I’m Behind on Retirement Savings at 45, 50, or 55. Now What? Most retirement advice starts with the same assumption: The sooner you build retirement savings the more time you have to let compounding do the heavy lifting. Many people reach their mid-40s, 50s, or even 55 and realize their retirement savings aren’t where they
I’m Behind on Retirement Savings at 45, 50, or 55. Now What? Read More »
Every investor experiences investment losses, but not every investment loss should be considered the same. With the right strategy, you can use market dips to lower your tax bill and improve long term returns. That’s where tax loss harvesting comes in. It’s a year end strategy that lets you sell investments at a loss to
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HSA investing at Every Age and Phase of Life And how tax advantaged accounts complement your broader portfolio strategy. Most people think of a Health Savings Account (HSA) as a place to stash money for medical bills. But smart investors know there’s more to it. An HSA is one of the most tax efficient investment
Should I Invest more in my employer’s 401K? Here’s how to decide what’s best for you. Start with what you value most about your financial situation, and your goals. Then, compare your options of investing more in your 401K; versus pursuing other financial goals. Finally, decide next steps and make a plan to achieve your
What is the best investment account for my child? If you are a parent that wants to invest some of your child’s savings for the future or you are looking for a way to get them started with investing early; then this insight is for you. Now the answer depends on your goals, your income,
When considering interest rates do you focus on the mortgage or invest? One question I hear often is: Should I pay off my mortgage early or invest instead? It’s a simple question with a complicated answer. The choice between mortgage or invest depends not only on math but also on psychology, taxes, and long term
This insight will not only explain donor advised funds but also walk you through how to maximize your giving impact and tax savings. If you are reading this then chances are you care deeply about giving, and you also want to be strategic about giving. A Donor Advised Fund (DAF) is a powerful way to
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If you’re self-employed or run a small business, you’ve probably wrestled with how to save more for retirement while keeping things simple. SEP IRAs (Simplified Employee Pension Individual Retirement Accounts (Arrangements)) offer a smart, powerful, and low-maintenance solution for saving for retirement. Especially for high income professionals. In this insight, we’ll unpack five clear reasons
Know These Rules Before You Miss a Valuable Tax Deduction Making a deductible IRA contribution seems simple. However, in some cases for high earners the rules are not as simple and can be a little confusing. Your income, filing status, and employer benefits can complicate the rules. Let me walk you through 10 essential facts
10 Facts About Making Deductible IRA Contribution in 2025 Read More »
